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Austin home loan specialists!
 

Jumbo Mortgage

 

What are Jumbo Loans

Jumbo loans are any loans that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. In the state of Texas, a Jumbo loan is any loan amount over $417,000.

Because these loans cannot be sold to Fannie Mae or Freddie Mac, they normally will have interest rates that are at least 75 basis points higher than loans at $417,000 or below.  In other words, if your loan amount was $417,000 and the rate was 5.0%, then a jumbo loan for the best qualified borrower would be 5.75%.

 

Our Jumbo Programs

Fixed Rates: 15 & 30 Year

Adjustable Rates: 5/1, 7/1 & 10/1