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512.266.3800
Austin home loan specialists!
 

Fixed Rate Mortgage

 

Conventional Loans

Conventional Fixed Rate Loans are available for 10, 15, 20, 30 and 40 year terms. We also offer 30 Year Fixed Rate Interest Only.

 

FHA Loans

FHA Fixed Rate Loans are available for 15 and 30 year terms.  FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.

FHA loan programs are particularly beneficial to those buyers with less available cash, because they only require a 3.5% down payment.  Other benefits of a FHA loan include:

  • Seller can pay up to 6% of your closing costs
  • More flexible underwriting criteria than conventional loans
  • Loans are assumable to qualified borrowers