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So you are ready to move forward with finding a mortgage?

This is the right place to start. We provide four application options for your convenience. They are arranged from least to most complex and the purpose of each type of application is described in the appropriate sections. Please feel free to contact us if you have any questions about these application options.

GET STARTED (NEW APPLICATION)

CONTINUE WORKING (EXISTING APPLICATION)

Quick Quote Application

The Quick Quote Application requires very little information and is intended to provide you with an overview of the types of loans and terms which may meet your needs. This option does not provide you with a loan guarantee and the terms are subject to change. However, if you are just shopping for a loan and are trying to determine what the estimated costs will be then this is a good place to start. To receive a quick quote, select “Quick Loan Application” when completing your loan application.

Pre-Approval Application

The Pre-Approval Application is used to submit your loan application to the lender before you find a specific property. This process helps guarantee that you can get the loan you desire. Once the lender has approved your application you essentially have the “money in hand” for your new loan. This is important when negotiating the purchase of a new home since there is no question about your ability to get a loan. You have already been approved and the money is waiting for you when you find the home of your dreams. To apply for pre-approval, simply select “Full Loan Application” when completing your loan application and indicate that you have not yet found a property when prompted.

Loan Application

The complete Loan Application is similar to the Pre-Approval Application except in this situation you have already selected the property you desire. This application is also appropriate for refinancing and home equity loans since you already own the property being financed. The outcome of this application is the actual loan and the funding to complete your purchase or refinancing. To apply for a a loan, simply select “Full Loan Application” when completing your application and provide the details about the property when prompted.